This is a sensitive and serious subject. But some homeowners facing financial issues are not told the entire truth by the banks and the attorneys. If you would like an honest assessment of your situation, we would be happy to meet with you without any cost of obligation. Often times, there are steps you can take to keep foreclosure and bankruptcy off of your records.
If your mortgage is in default, the first thing you should do is contact your lender. They do not want to foreclose on your house. Try to work out a modification and work out plan.
Try to contact other lenders and try to refinance the debt. There are many good mortgage brokers out there that can assist you. Let us know if you would like a referral.
There is good credit counseling available but there is also bad credit counseling. One source that I believe is honest and reputable is 1-888-995-HOPE. I cannot vouch for them but they might be able to help.
Another option is for you to sell your house. This is sometimes your best option. There are many companies that buy houses for cash including Moon Properties. If you would like to talk to us, please give us a call at 412-944-2546 or fill the form below to get your cash offer.